Monday, June 5, 2017

FIVE WAYS TRUMP CAN SABOTAGE OBAMACARE

By Robert P. B0mboy
President Trump is the kind of man who holds a grudge and bottles up perceived insults until he can lash out and try to get revenge. He's about to take his own brand of revenge against Obamacare.
               He couldn't get his first cruel Unaffordable Care Act through the House of Representatives, where even Republicans spit on it. So he's thought up at least five ways to sabotage necessary medical care for millions of defenseless Americans like us.
               In the first place, he is threatening to kill an Obamacare provision that enables health insurers to offer plans with lower deductibles and fewer out-of-pocket expenses to about seven million low-income and Middle Class Americans like you and me. This kind of payment is a subsidy, and conservatives hate subsidies, unless the subsidies are going to the richest one percent of Americans. Conservatives have been trying for years to end these subsidies in an effort to wreck Obamacare. Nearly 60 percent of the 12.2 million people who bought Obamacare health insurance policies this year benefit from these provisions reducing their deductibles and out-of-pocket expenses. Without these subsidies, health care could be unaffordable for many of them.
Three years ago House Republicans ginned up a lawsuit contending that the Obamacare law doesn't have authority from Congress for these kinds of payments. That lawsuit is moving through the courts. As an easy way to sabotage Obamacare, President Trump can order federal lawyers not to put up any fight against the suit. Like Pilate, he can wash his hands and say, "It's not my problem!" Without any defense, with the federal lawyers' hands tied, the Republicans who filed the suit will get their way, and the little people, and their children, will suffer.
Another kind of subsidy in Obamacare is the tax credit. Big business gets tax credits all the time, but don't try to give a new tax credit to people who are not rich. Trumpsters say that's un-American.
Under the Obamacare law since 2010, middle-income Americans have been able to get tax credits as a subsidy to offset what we pay in health insurance premiums. As you might expect, President Trump wants to reduce the health-insurance tax credit. If he does that, millions of people will lose the benefit of lower monthly payments or an end-of-the-year tax savings.
A third trick that the President can use to wreck Obamacare is to sabotage the requirement that people must have health insurance.
The existing Obamacare law requires Americans to buy health insurance or pay a tax penalty. That was one of the reasons 20 million more of us went on health insurance with Obamacare - we're reasonable; we thought it was cheaper to buy the insurance, and we don't like tax penalties. Before Obamacare, a lot of people were trying to slide by without health insurance (I'm OK, right?); then they caught something awful, wound up in the Emergency Room, and had a $40,000 hospital bill.
Following one of the gross executive orders that President Trump so eagerly signed on his first day in office, those friendly guys at the I.R.S. - the people to whom we just paid our taxes - took on a policy that could weaken requirements for Americans to have health insurance, by shoving through tax returns without penalties, even when the taxpayer doesn't say whether he or she has health insurance. This will dramatically weaken Obamacare by undercutting public participation in it.
Also, the Republican health care bill that failed last month in the House of Representatives would have cut the amount of money the federal government gives to Pennsylvania and other states to help people on Medicaid. Governor Tom Wolfe has said some of that Medicaid money is treating and protecting 63,000 Pennsylvanians against death from drug overdoses. Access to treatment through Medicaid is keeping Pennsylvanians alive who might otherwise face overdoses or worse.
            Miffed at what happened to his Unaffordable Care Act, President Trump could waive normal Medicaid rules and encourage all 50 states to charge insurance premiums to more Medicaid recipients, making Obamacare unaffordable for them.
            Finally, the Trump Administration can redefine and restrict definitions of the benefits that Obamacare offers. Under the existing law, all insurers must offer 10 categories of essential health benefits, like maternity care and hospital treatment. But within those categories, with some tricky definitions, Trump could say how much and when those benefits would be available, or not.
Whatever tricks the President employs to injure Obamacare, they will be cruel and recompense for the insult done to him when the House of Representatives last month exercised its better judgment.
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